RT Article T1 Law and the determinants of property-casualty insurance A1 Esho, Neil A1 Ward, Damian A1 Kirievsky, Anatoly A1 Zurbruegg, Ralf A2 Ward, Damian A2 Kirievsky, Anatoly A2 Zurbruegg, Ralf LA English PB Australian Prudential Regulation Authority YR 2001 UL https://krimdok.uni-tuebingen.de/Record/1912606410