RT Article T1 Law and the demand for property-casualty insurance consumption A1 Esho, Neil A1 Zurbruegg, Ralf A1 Ward, Damian A1 Kirievsky, Anatoly A2 Zurbruegg, Ralf A2 Ward, Damian A2 Kirievsky, Anatoly LA English PB Center for International Economic Studies, University of Adelaide YR 2003 UL https://krimdok.uni-tuebingen.de/Record/1912606399