RT Article T1 Are fines and prison terms used efficiently? Evidence on federal fraud offenders JF The journal of law & economics VO 38 IS 1 SP 107 OP 107 A1 Waldfogel, Joel 1962- LA English YR 1995 UL https://krimdok.uni-tuebingen.de/Record/191245954X DO 10.1086/467327