Risk factors for fraud victimization: The role of socio-demographics, personality, mental, general, and cognitive health, activities, and fraud knowledge

Fraud against individuals is a major and growing problem. Understanding why some people fall victim to fraud, while others do not, is crucial in developing effective prevention strategies. We therefore studied the effect of socio-demographics, personality traits, mental, general, and cognitive healt...

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Autor principal: Koning, Luka (Autor)
Otros Autores: Junger, Marianne 1954- ; Veldkamp, Bernard
Tipo de documento: Electrónico Artículo
Lenguaje:Inglés
Publicado: 2024
En: International review of victimology
Año: 2024, Volumen: 30, Número: 3, Páginas: 443-479
Acceso en línea: Presumably Free Access
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Sumario:Fraud against individuals is a major and growing problem. Understanding why some people fall victim to fraud, while others do not, is crucial in developing effective prevention strategies. We therefore studied the effect of socio-demographics, personality traits, mental, general, and cognitive health, routine Internet activities, and prior fraud knowledge on general fraud victimization, susceptibility to fraud attempts, and exposure to fraud attempts. We modeled data from a Dutch fraud victimization survey, using an exhaustive fraud taxonomy and a representative sample for which an elaborate set of historical background variables were available. Results show that there is no clear personality or other profile of those most at risk for fraud, except for having low self-control, having a non-Western, immigrant background or being a frequent Internet user. Improving fraud knowledge could be an effective way to prevent fraud victimization by reducing susceptibility to attempts.
ISSN:2047-9433
DOI:10.1177/02697580231215839